The bridge between the brochure and a launch-ready product. 158 items across 5 phases, divided between Jarryd, Yassin, Angela Caratelli, and joint sign-offs. Tick as they land — your progress saves locally so each visit picks up where you left off.
External dependencies (carriers, regulators, banks) — not things you can sprint your way out of. If all seven start within 7 days, public launch is on track for mid-August 2026.
| # | Item | Lead time | Owner | Why critical |
|---|---|---|---|---|
| 1 | M-Pesa B2C merchant application | 4–6 weeks | Yassin | Creators can't get paid without it. Apply now even if entity isn't final; switch on approval. |
| 2 | Decide M-Pesa entity (Amuji / Lumanaire / NewCo) | 1 week | Joint | Blocks items #1 and #5. |
| 3 | MZ legal counsel intro | 1–2 weeks | Yassin → Angela | Blocks Terms/Privacy, LPDP compliance, app-store submission. |
| 4 | Vodacom data top-up API intro | 2–4 weeks | Yassin | The wedge dies without it. ~40% of market on Vodacom. |
| 5 | Entity registration in chosen structure | 2–3 weeks | Angela | Blocks banking, contracts, M-Pesa. |
| 6 | SMS aggregator contract | 1–2 weeks | Yassin → Jarryd | OTP at scale requires it. |
| 7 | Anchor advertiser list (5–10 names) | 2–3 weeks | Yassin + Angela | Launch day needs ads to serve. |
| Date | Decision | Owner | Notes |
|---|---|---|---|
| _pending_ | Commercial structure | Joint | JV / build-and-license / rev-share |
| _pending_ | Creator take rate | Joint | Default 70/30 unless changed |
| _pending_ | M-Pesa merchant entity | Joint | Amuji / Lumanaire / NewCo |
| _pending_ | Launch markets | Joint | Default Vilankulo + Maputo |
| _pending_ | App store wrapper | Jarryd | PWABuilder / Capacitor / native |